Post Office Services

Post Office Saving Schemes in India are government-backed investment options that provide individuals with a safe and reliable means of saving money. These schemes are managed by the Indian Postal Service and offer a variety of options for investors, including basic savings accounts, fixed deposit accounts, and long-term investment schemes. The schemes are designed to cater to the diverse needs of investors and offer a range of benefits such as tax-saving options, attractive returns, and guaranteed returns. With their widespread availability and easy accessibility, Post Office Saving Schemes are an excellent investment option for those seeking stability and security in their financial planning.

There are several Post Office Saving Schemes available in India that cater to the diverse needs of investors. Here are some of the options available:

Post Office Savings Account:

A basic savings account that can be opened with a minimum deposit of Rs. 500.

Public Provident Fund (PPF):

A long-term investment scheme that offers a tax-free return on investment and has a lock-in period of 15 years.

National Savings Certificate (NSC):

A fixed income investment scheme that offers a tax-saving benefit and has a lock-in period of 5 years.

Time Deposit Account:

A fixed deposit scheme that offers different tenure options ranging from 1 year to 5 years.

Senior Citizen Savings Scheme (SCSS):

A scheme exclusively designed for senior citizens that offers a higher interest rate than other post office schemes and has a lock-in period of 5 years.

Kisan Vikas Patra (KVP):

A saving certificate scheme that doubles the investment amount in a fixed period of time and has a lock-in period of 2.5 years.

Monthly Income Scheme (MIS):

As the name suggests, investor earns income every month. The principal amount will be repaid after the expiry of five years.

Post Office Saving Schemes in India offer a range of investment options that are secure, reliable, and backed by the Government of India. These schemes offer attractive interest rates and are ideal for those looking for safe and long-term investment options.

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As a mutual fund distributor, we offer a wide range of investment options that span across various asset classes and risk profiles. Whether you’re looking for long-term growth, regular income, or tax-efficient investments, our experts will help you build a well-diversified portfolio that aligns with your financial objectives. Read More…

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Kankariya Agencies Pvt. Ltd.
Radhika, Plot No 5, opp. Ganesh Temple, Manik Colony, Link Road, Chincwad Pune-411033
Santosh Anil Kankariya
service@kankariya.co.in
8805866880

Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.